RBL Bank is among the fastest-growing commercial banks in the current times. The bank currently makes a range of credit cards available designed to suit different people’s requirements. It is noteworthy that the annual fees of many of these credit cards start at zero, and the highest financial charges are at 3.99%.
RBL Bank allows you to apply for a credit card free option as well. Among the top RBL Bank credit cards that start with a zero joining fee are the Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard and Bajaj Finserv RBL Bank Platinum Plus First-Year-Free SuperCard.
Features and Benefits of RBL Bank Credit Card
- Enhanced Protection
RBL Bank credit cards feature a microchip to enhance protection against duplication and misuse.
- Active Alerts
RBL Bank sends over active alerts over email and SMS that regularly keep you up to date with information such as all transactions that you make, receipt of bill payment, and missed payment dates.
- Flexible Credit Limits
With a unique feature offered over its credit cards, RBL Bank allows you to curb the spending limits over your credit card.
- Online Banking
RBL Bank also allows you to access your credit card account online, at any time and from anywhere.
- 24/7 Customer Care
24/7 customer care service enabled by RBL Bank ensures that a cardholder’s issues are overcome conveniently and fast.
- Reward Points
Reward points are available for RBL Bank credit cardholders for all credit card spends. Similarly, you can access accelerated rewards, bonus points, and welcome points on select credit cards. RBL Bank credit card point redemption is one of the key reasons people prefer to go for RBL Bank credit cards.
- Cash Advance
You can get cash anytime you require using the Bajaj Finserv RBL Bank credit cards. This facility is interest-free for 50 days of the withdrawal.
- Specialized Benefits
RBL Bank credit cards win the cardholder specialised benefits, including priority pass membership, dining privileges, lounge access, and travel and flight benefits.
The best part about owning an RBL Bank credit card is that a cardholder has entirely different categories of credit cards to choose from. These categories are mentioned in this section. Each credit card that RBL Bank provides in collaboration with Bajaj Finserv offers the above benefits.
- Travel and Lifestyle Credit Cards
- Rewards Credit Cards
- Movies and Entertainment Credit Cards
- Loan and Money Transfer Credit Cards
- Shopping, Dining and Bill Payment Credit Cards
At what all places can I use my RBL Bank credit card?
You can use your RBL Bank credit card both domestically and internationally. All ATMs and merchants will accept your Bajaj Finserv RBL Bank credit card. For online shopping as well, you can use your RBL Bank credit card.
Credit limits and cash advance limits offered by RBL Bank credit cards
Your eligible credit limit is subject to the card of your choice. Your income bracket also plays a critical role in defining the same. The cash limit, similarly, is going to be a percentage of the total or available credit limit. In the billing statement of your credit card that you receive every month, this limit will be indicated.
RBL Bank is a well-recognized bank and brings an exciting range of credit cards to users. Ensure to figure out a credit card that delivers the extra jazz for you. Just as an instance, you can come across credit cards that earn discounts at top golfing destinations worldwide. Credit cards created specifically for doctors and charted accountants are also made available.